OnPoint business
Business Checking from OnPoint Community Credit Union
Operating checking accounts for businesses within OnPoint’s field of membership, supporting day-to-day cash flow and Digital Banking access.
Who it’s for
Local businesses, organizations, and entrepreneurs who bank with a community credit union in Oregon and Southwest Washington.
Benefits
- Business transactional account for payables and receivables
- Access to business Digital Banking tools where offered
- Relationship banking with a local credit union
- NCUA share insurance framework for eligible deposit accounts
Key features
- Business operating account options (see current product suite)
- Routing number 323075880 for ACH and direct deposit setup
- Branch access across the published OnPoint network
- Business banking tools and local relationship support
Eligibility & requirements
Business must qualify under OnPoint membership and business account rules. Business membership and account eligibility rules apply
Fees
See current fee disclosures for this product
OnPoint banking with this product
Business Checking is part of OnPoint Community Credit Union (also searched as OnPoint Credit Union, OnPointCU, and OnPoint banking). Manage accounts through OnPoint login, confirm direct deposit with routing 323075880, and review current rates.
Rates
Business checking rates are not listed as a separate entry in rates.json. See current business banking rates.
View ratesBusiness Checking FAQs
Who offers Business Checking at OnPoint?
Business Checking is offered by OnPoint Community Credit Union (OnPointCU / OnPoint Credit Union) for eligible members in Oregon and Southwest Washington.
How do I bank digitally with OnPoint?
Use the OnPoint login hub at /login/ for OnPointCU login and Online Banking. Enrollment help is on this site.
Are OnPoint deposits NCUA-insured?
Yes. Shares are federally insured to at least $250,000 by the NCUA (charter 62745).