OnPoint deposit
Checking from OnPoint Community Credit Union
Everyday checking accounts for OnPoint members who live, work, worship, or attend school in eligible Oregon and Southwest Washington counties.
Who it’s for
Individuals and households who need a primary transactional account with Digital Banking, debit access, and membership in a federally insured credit union.
Benefits
- Membership-based banking with NCUA share insurance on deposits
- Access to Digital Banking and the OnPoint Mobile app
- Branch and ATM network across Oregon and Southwest Washington
- Routing number 323075880 for direct deposit and ACH
Key features
- Debit card access (subject to account and card eligibility)
- Online and mobile account management via secure OnPoint Digital Banking
- Surcharge-free ATM access via OnPoint, MoneyPass, and Co-Op networks (network terms apply)
- Member Services support at 800.527.3932
Eligibility & requirements
Open to people who live, work, worship, or attend school in OnPoint’s published Oregon and Southwest Washington field of membership counties; a $5 savings deposit establishes membership. Membership eligibility rules apply
Fees
See current fee disclosures for this product
OnPoint banking with this product
Checking is part of OnPoint Community Credit Union (also searched as OnPoint Credit Union, OnPointCU, and OnPoint banking). Manage accounts through OnPoint login, confirm direct deposit with routing 323075880, and review current rates.
Checking FAQs
Who offers Checking at OnPoint?
Checking is offered by OnPoint Community Credit Union (OnPointCU / OnPoint Credit Union) for eligible members in Oregon and Southwest Washington.
How do I bank digitally with OnPoint?
Use the OnPoint login hub at /login/ for OnPointCU login and Online Banking. Enrollment help is on this site.
Are OnPoint deposits NCUA-insured?
Yes. Shares are federally insured to at least $250,000 by the NCUA (charter 62745).