OnPoint business
Business Loans from OnPoint Community Credit Union
Small business term loans and lines of credit with published APR ranges on OnPoint’s business banking page, subject to business credit qualification.
Who it’s for
Qualified small businesses seeking term financing or a revolving line of credit through OnPoint.
Benefits
- Published fixed term loan APR range
- Published variable line of credit APR range
- Local underwriting relationship with a community credit union
- Clear disclosure that rates depend on creditworthiness and terms
Key features
- Small Business Term Loan: published 11.00%–16.00% fixed APR
- Small Business Line of Credit: published 10.75%–12.75% variable APR
- Business credit qualification required
- Not a commitment to lend
Eligibility & requirements
Business credit qualification and membership eligibility required. Business credit qualification applies
Fees
See current fee disclosures for this product
OnPoint banking with this product
Business Loans is part of OnPoint Community Credit Union (also searched as OnPoint Credit Union, OnPointCU, and OnPoint banking). Manage accounts through OnPoint login, confirm direct deposit with routing 323075880, and review current rates.
Business Loans FAQs
Who offers Business Loans at OnPoint?
Business Loans is offered by OnPoint Community Credit Union (OnPointCU / OnPoint Credit Union) for eligible members in Oregon and Southwest Washington.
How do I bank digitally with OnPoint?
Use the OnPoint login hub at /login/ for OnPointCU login and Online Banking. Enrollment help is on this site.
Are OnPoint deposits NCUA-insured?
Yes. Shares are federally insured to at least $250,000 by the NCUA (charter 62745).