Trust center
OnPoint Trust Center — stewardship you can verify
Evidence of financial strength, NCUA insurance, security, privacy, and governance for OnPoint Community Credit Union (OnPointCU).
Why this page exists
OnPoint Community Credit Union—also called OnPoint Credit Union, OnPointCU, OnPoint Community CU, and OnPointCommunity—is a member-owned cooperative, not a stock bank. This Trust Center gathers the proofs members look for when they search for OnPoint banking, OnPoint credit union bank, or On Point Community Credit.
Shares are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). NCUA charter #62745. Routing number 323075880.
Year-end 2025 published highlights: assets $9.54 billion, deposits $7.97 billion, net worth ratio 14.3%. See financial strength and annual reports for sources.
How to bank safely with OnPoint
- Use OnPoint login only from this official site
- Review Security Center guidance before sharing account details
- Call Member Services at 800.527.3932 for fraud help
Financial strength
Assets, deposits, capital, and published results
Annual reports
Year-by-year transparency
Governance
Board and supervisory oversight
Leadership
Executive accountability
Security
Fraud prevention and safe banking
Privacy
How information is handled
Accessibility
Inclusive digital experience
Disclosures
Important legal information
NCUA insurance
Shares are federally insured to at least $250,000 by the National Credit Union Administration (NCUA).
Trust FAQs
Are OnPoint deposits insured?
Yes. Shares are federally insured to at least $250,000 by the NCUA (charter #62745).
Is OnPoint a bank?
OnPoint is a member-owned credit union—often searched as OnPoint credit union bank—not a stock bank.
Where do I verify OnPointCU identity?
This website is the official OnPoint Community Credit Union site. Confirm routing 323075880 and use /login/ for Digital Banking.