OnPoint credit
Credit Cards from OnPoint Community Credit Union
OnPoint Visa credit card options including Platinum and Signature Cash Back / Rewards cards, with purchase APR ranges as published on the official credit cards page.
Who it’s for
Members seeking revolving credit for everyday purchases, rewards, or cash back, subject to credit qualification.
Benefits
- Visa acceptance network for purchases and payments
- Published ongoing purchase APR ranges by product
- Digital Banking and mobile card management where available
- After-hours card support lines published for Platinum and Signature Visa
Key features
- Platinum Visa with published APR range 11.50%–22.00%
- Signature Cash Back / Rewards Visa with published APR range 13.50%–24.00%
- Introductory APRs may apply for limited periods (confirm current offers with OnPoint)
- Credit qualification required
Eligibility & requirements
Membership and credit qualification required. Membership field of membership rules apply. Membership eligibility rules apply
Fees
See current fee disclosures for this product
OnPoint banking with this product
Credit Cards is part of OnPoint Community Credit Union (also searched as OnPoint Credit Union, OnPointCU, and OnPoint banking). Manage accounts through OnPoint login, confirm direct deposit with routing 323075880, and review current rates.
Credit Cards FAQs
Who offers Credit Cards at OnPoint?
Credit Cards is offered by OnPoint Community Credit Union (OnPointCU / OnPoint Credit Union) for eligible members in Oregon and Southwest Washington.
How do I bank digitally with OnPoint?
Use the OnPoint login hub at /login/ for OnPointCU login and Online Banking. Enrollment help is on this site.
Are OnPoint deposits NCUA-insured?
Yes. Shares are federally insured to at least $250,000 by the NCUA (charter 62745).