OnPoint deposit
Savings from OnPoint Community Credit Union
Member savings options including Member Savings, Premium Savings, Loyalty Savings, FlexSmart Money Market, and OnPoint Savers® for youth, with tiered APYs as published.
Who it’s for
Members building an emergency fund, short-term savings goals, or youth savings with an OnPoint membership share.
Benefits
- Membership share account foundation for credit union membership
- Tiered APYs on published savings products (see rates.json)
- Youth-focused OnPoint Savers® option with a published promotional APY tier
- Federally insured deposits under NCUA rules
Key features
- Member Savings with published tiered APY structure
- Premium Savings and Loyalty Savings options as published
- FlexSmart Money Market as published
- OnPoint Savers® youth savings product (confirm age and account rules with OnPoint)
Eligibility & requirements
Membership required. Field of membership covers published Oregon counties and Clark, Skamania, Cowlitz, and Lewis counties in Washington; $5 savings deposit to establish membership. Membership eligibility rules apply
Fees
See current fee disclosures for this product
OnPoint banking with this product
Savings is part of OnPoint Community Credit Union (also searched as OnPoint Credit Union, OnPointCU, and OnPoint banking). Manage accounts through OnPoint login, confirm direct deposit with routing 323075880, and review current rates.
Savings FAQs
Who offers Savings at OnPoint?
Savings is offered by OnPoint Community Credit Union (OnPointCU / OnPoint Credit Union) for eligible members in Oregon and Southwest Washington.
How do I bank digitally with OnPoint?
Use the OnPoint login hub at /login/ for OnPointCU login and Online Banking. Enrollment help is on this site.
Are OnPoint deposits NCUA-insured?
Yes. Shares are federally insured to at least $250,000 by the NCUA (charter 62745).