ATMs

70,000+ surcharge-free ATMs

Use OnPoint branch ATMs plus MoneyPass and Co-Op shared networks nationwide.

How ATM access works

OnPoint debit cardholders can use OnPoint ATMs and participating MoneyPass and Co-Op ATMs without a surcharge from OnPoint. Other ATM owners may still charge their own fees—check the screen before completing a transaction.

Branch ATMs

Most OnPoint branches offer ATM access for deposits and withdrawals. Open a branch page for address, hours, and listed services.

Browse branches Card & ATM help

Network size and partner participation can change. Confirm fee messaging on the ATM screen.

Quick facts

  • 60 branch detail pages in this directory
  • Shared networks: MoneyPass & Co-Op
  • After-hours ATM/debit fraud line: 833.337.6075
  • Member Services: 800.527.3932

Holiday closures

  • New Year’s Day — January 1
  • Martin Luther King Jr. Day — January 19
  • Presidents' Day — February 16
  • Memorial Day — May 25
  • Juneteenth — June 19
  • Independence Day — July 4

See all branch hours for holiday impacts.