Oregon Housing Affordability Report

Publication / data vintage: 2025-12-31 · Status: published_context

Findings

• In 2025, OnPoint helped 1,079 first-time homeowners with mortgages (annual report highlight). Source
• Home equity and mortgage rate tables are published on OnPoint’s personal rates hub for Multnomah County illustrative scenarios. Source

Methodology

1. Institutional lending activity from audited annual report highlights
2. Market rate illustrations from public rate sheets (assumptions disclosed on source page)

Sources & downloads

• Primary source material
• Annual reports archive
• Research data center