Research program

Retirement Readiness Report

Retirement readiness survey scores appear when a dedicated report is published.

Publication / data vintage: 2026-09-15 · Status: published_context

Findings

  • OnPoint publishes IRA savings (0.15% APY) and Traditional/Roth IRA CD rates on the personal rates hub. Source
  • OnPoint Investment Services and educational retirement resources are offered to members (investments are not NCUA insured). Source

Methodology

  1. Public deposit rate sheets and education/investment product pages
  2. No invented readiness scores

Sources & downloads